Carers face extra financial pressures and crisis when caring as they are often forced to reduce hours or need to give up work and face the extra costs of disability and ill health. In 2013, Carers UK published the Caring and Family Finances Inquiry. It showed the wide range of costs faced by families with caring responsibilities. This showed higher spending on typical household costs such as utilities, food and transport. In addition to this is the costs of disability-related spending, like care services, equipment, cleaning products and home adaptations.

“In the five years since the inquiry, the UK cost of living has increased while wages and benefits have stayed the same or been cut. For many, this can result in lasting hardship and debt, often made worse by delays in getting the right financial support and advice.”

It can be difficult to face up to debt and money issues, especially with the added pressures of caring. There is lots of free, confidential help and advice available and it’s important to get the help and advice as early as possible. It is important to check any entitlement to disability or carers benefits that you and the person you care for may have. If you are still in paid work you should also check your employment rights as a carer.

Below is a list of free, confidential services who can offer debt and money advice:

Debt
Carers face extra financial pressures and crisis when caring as they are often forced to reduce hours or need to give up work and face the extra costs of disability and ill health. In 2013, C...
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Fuel Costs
Fuel Costs Winter Fuel Payments If you or the person you care for were born on or before 5th August 1953 (for winter 2017/2018, this date changes every year) you could get between £100 and ...
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Grants & Trusts
Grants and Trusts There are local and national charitable funds who have specific grants and funds for carers. Others may not be carer specific but could help towards the cost of essential ho...
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Health Costs
Health Costs Free NHS benefits If you are getting one of the following means tested benefits, then you can get full help with NHS health costs: Income Support or Income-based Jobseeker’...
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Paying for care
Social care is means tested so most people have to pay something towards the care that they receive. Those who have income and savings over a certain threshold will pay the full cost. If the ...
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TV Licence
TV License You must have a TV Licence if you watch or record programmes on any channel on a TV, computer or other device as they’re broadcast, or if you download or watch BBC programmes or ...
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Welfare Benefits
Welfare Benefits If you’re a carer there is financial support out there for yourself and the person you care for. Find out here what’s available, whether you are entitled, and how to clai...
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